"What the caterpillar calls the end, the rest of the world calls a butterfly." Lao Tzu
Slideshows to watch
What caused the crisis?
Plus, of course. read the special reports. in the Guardian and the Financial Times plus commentary and other articles.
Blogs you should sign up to and read
Undercover Economist
Economists Forum
Maverecon Blog
Management blog
Dear Lucy
Tutor2u Economics
Tutor2u Business Studies
Dear Economist
Samuel Brittan
Stumbling and Mumbling
David Smith
New Economics
Elementary Economics
Oxbow
Freakonomics
Brad de Long blog
Noise Free Investing
Free e-book on the causes of the global financial crisis
Causes of the crisis
Also be aware of presentations on the UK Economy
Birthday girl!
Sunday is Shazmin's birthday (Accounting teacher). Does that mean there will be MORE or LESS homework given out? Maybe a birthday cake? candles? Or will it be a time when even more homework will be given out?
Only time will tell - see what happens next week...........
If you wish to wish her happy birthday (or send money) then: shazminali@yahoo.co.uk
Learn English for free
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Clear thinking Pt II
OK here is pt II.
Part II of Depossessing Your Possessions
OBJECTS come for use
Things like houses, cars, clothes, toys etc just come and go. They come not to be owned but for use. Every thing has a purpose built in. Some things are bigger, shinier, more sophisticated than other things, but still they are essentially here to be used. And then, when we no longer have a need for them, someone else gets to use them until they might return to their original energy state, or to another energy state. And that of course includes our own bodies, which we have the use of until it’s time for it to return to food and dust. The inner shift that sets us free is from owner to trustee. When we see ourselves as a temporary trustee of all that comes to pass, we loosen our grasp and set ourselves free.
PEOPLE come to relate
People come and go. They come to provide us with a living context to our life. Fellow human beings are around us so we may know ourselves in the mirror of relationship, so we may play together and know the joy of living, so we may co-create together and know our capacity as creative beings. They are not there to make us happy but as an opportunity to give and share our happiness. They are not there to be possessed, to become attached to, but to learn from, to co-operate with, to commune with, to love, so we may come to know that love is what we are. Love is entirely non-possessive. To attempt to possess any thing or anyone is to suppress our nature, which is love. We already know this deep down within ourselves, but we forget
POSITIONS come to give us the opportunity to serve
Positions come and go. Whether it is within an organisation, community or family, a position is just a label for a set of accepted responsibilities. It is never permanent and cannot be possessed but it is one of those things we try to possess, and then we make our self miserable with worry (that we may lose it). A position is given by others and only remains as long as others maintain the recognition of our value and validity in that position. A position is a temporary privilege not a possession, an opportunity to be of service, not something that has to be guarded, it is a gift not a burden. A position comes with a certain power and the opportunity to use that power for the benefit of others.
IDEAS come to remind us we are creative beings
Ideas come and go. When we try to possess an idea and then force it onto others it blocks our own creativity. We are designed to be creative. Our consciousness is the portal through which ideas emerge from within our being and out into the world. Attaching to and attempting to possess an idea, ‘my’ idea, is a recipe for stagnation and frustration. When we hold onto ‘my idea’ we are in effect blocking the flow of our life energy. We are closing our inner window to the streaming light of our creativity that is bursting to get through.
BELIEFS come to tell us that we are stuck!
Beliefs also come and go. It’s hard to see but beliefs are our subconscious attempt at possession. We assimilate beliefs we are taught and then attempt to possess them, perhaps even use them as a life support. But as soon as we try to possess i.e. attach our self to our beliefs we close ourselves to deeper truths. We even argue for what we believe but that only generates conflict. We may even go to war collectively for some belief system but that only sustains the illusion that we believe there is only one right way. Trying to possess our beliefs is actually an avoidance of the truth. Not easy to see but well worth looking into! And when you see it you’ll never need to argue, ever again.
HISTORY is the experience of yesterday that we can turn into the wisdom of today
When we take what we thought happened to us in the past and commit it to memory we start to build a story, our story, a personal story, and then say that it’s ‘my’ story, that’s me! We then tell our story to others affirming that we possess a truly unique story. But it’s not, it’s just a story and stories are unreal. They are a fictional account of what we believe happened in the past and then we keep replaying it either mentally or verbally. But the replays then shape our future in ways that keep us stuck in a rut. We trap ourselves in our history when we attempt to possess our memories. It takes courage to let go of our yesterdays so that we meet the day fresh, alive and fully present. When we do, when we stop living in the past and stop relating our past to others, we are at the front of the train, ready to meet life fully, openly and freely as it comes to us. But if we hold on to our past then our ‘history’ repeats.
Sales and Marketing
Sales and marketing
Sales & marketing: the basics
An overview of all the guides to sales and marketing on this site
Staying on the right side of the law: the basics
A brief introduction to the laws that every business needs to stick to when selling products or services
Know your customers' needs
Why understanding your customers' needs is crucial to the success of your business
Market research and market reports
How to use market research to gain knowledge about your marketplace and your customers
Write a marketing plan
How to identify your objectives and write a plan that will help your marketing generate sales
Forecast and plan your sales
How to use sales forecasting to improve your understanding and management of your business
Understand your competitors
How to identify your competitors, find out more about them and then use this information to improve your business
Price your product or service
Find out how to make key decisions on what prices to set and how to build a pricing strategy
Choosing the right advertising media
This interactive tool helps you identify the right media for your business and develop your own media plan
Tender for a contract
How to prepare convincing tenders to win business from both private and public sector organisations
Business start-up organiser
Compile a personalised list of starting-up tasks and access resources to help you complete each one
Business names and structures
Business names & structures
Choose the right name for your business
How to find the right name for your business and the rules and regulations involved in registering a name
Legal structures: the basics
Company, partnership or sole trader - review your business structure options with this overview
Business start-up organiser
Compile a personalised list of starting-up tasks and access resources to help you complete each one
Set up and register a limited company (private or public)
The legal steps you need to take for company formation, with links to Companies House forms 10 and 12
Set up and register a partnership
The legal steps you have to take to form a partnership, including guidance about deeds of partnership
Set up and register a limited liability partnership (LLP)
The legal steps you need to take to form an LLP, including links to Companies House guidance
Set up and register as self-employed
The legal steps you need to take, and how to inform HM Revenue & Customs
Choose the right legal structure for your business
Sole trader, limited company or partnership - determine which format is best
Set up a social enterprise
The various types of social enterprise and how they can be set up, with links to forms and further information
Finding the money
Finding and managing the money
Choose the right finance when starting up
Decide what financing you need and if self-financing, bank, personal borrowing or investments suit you
Cashflow management: the basics
Neglect your cashflow and you risk insolvency - this guide takes you through the essential rules you need to follow
Grants: the basics
Finding a grant that suits your business and what makes a business eligible to receive one
Business start-up organiser
Compile a personalised list of starting-up tasks and access resources to help you complete each one
Get the right finance and assess your finance readiness
This interactive tool helps you choose and secure the right type of finance for your business
Use your business plan to get funding
How to present your business plan to the right people in order to secure funding
Identify potential cashflow problems
Find out how to use cashflow forecasts and business plans to avoid financial problems
Avoid the problems of overtrading
How expanding businesses can match production and order cycles using gearing, working capital or quick ratio tests
Recover debt through court
Steps to take before legal action, using solicitors, debt recovery agents and pursuing a legal claim
Loans and overdrafts
The finance options from high street banks and other sources and advice on how to choose between them
Commercial mortgages and lenders
How to find a mortgage or broker to suit your business situation
Financing from friends and family
Looks at the pros and cons of getting a loan from friends and family and explains your tax position on repayments
Innovation, research and development grants
R&D grants can finance new products, research or innovations but there is always fierce competition for funds
Grants and Support Directory
Search our database of grants and subsidies - is there one to help you?