Finding the money

Finding and managing the money

Choose the right finance when starting up

Decide what financing you need and if self-financing, bank, personal borrowing or investments suit you

Cashflow management: the basics

Neglect your cashflow and you risk insolvency - this guide takes you through the essential rules you need to follow

Grants: the basics

Finding a grant that suits your business and what makes a business eligible to receive one

Business start-up organiser

Compile a personalised list of starting-up tasks and access resources to help you complete each one

Get the right finance and assess your finance readiness

This interactive tool helps you choose and secure the right type of finance for your business

Use your business plan to get funding

How to present your business plan to the right people in order to secure funding

Identify potential cashflow problems

Find out how to use cashflow forecasts and business plans to avoid financial problems

Avoid the problems of overtrading

How expanding businesses can match production and order cycles using gearing, working capital or quick ratio tests

Recover debt through court

Steps to take before legal action, using solicitors, debt recovery agents and pursuing a legal claim

Loans and overdrafts

The finance options from high street banks and other sources and advice on how to choose between them

Commercial mortgages and lenders

How to find a mortgage or broker to suit your business situation

Financing from friends and family

Looks at the pros and cons of getting a loan from friends and family and explains your tax position on repayments

Innovation, research and development grants

R&D grants can finance new products, research or innovations but there is always fierce competition for funds

Grants and Support Directory

Search our database of grants and subsidies - is there one to help you?

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Approach to teaching

Methods there are many, principles but few, methods often change, principles never do